|I love ING Direct**|
** This post is not meant to be an ad for ING. However, I love ING Direct. I've banked with them for years and had a great experience. The accounts are simple to setup and the online banking is the most user friendly I've seen. If anyone is interested in signing up I can send you a referral. If you deposit $250 you get a $25 bonus and I get $10. Just email me at firstname.lastname@example.org.